Upbuilds offers this website, including all information, software, products and services available from this website or offered as part of or in conjunction with this website (the "Site or Website"), to you, the user, conditioned upon your acceptance of all of the terms, conditions, policies and notices stated here. 

Your continued use of the Site constitutes your agreement to all such terms, conditions and notices, and any changes to the Terms and Conditions made by

The term 'Upbuilds' or 'us' or 'we' refers to the owner of the website with its partner 'Matapat na Pagtutulungan Multipurpose Cooperative'. The term 'you' refers to the user or viewer of our website.

Use the website at your own risk. This website is provided to you "as is," without warranty of any kind either express or implied. Neither Upbuilds nor its partners, employees, agents, third-party information providers, merchants, licensors or the like warrant that the website or its operation will be accurate, reliable, uninterrupted or error-free. 

Please read these Terms and Conditions carefully before using the Site. By accessing this Site, you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions and any other applicable laws and regulations. If you do not accept these Terms and Conditions, please refrain from using this Website.

We may, at our sole discretion, amend these Terms and Conditions from time to time. Any such amended Terms and Conditions will be uploaded on the Website, together with the effective date of the amendment. The amended Terms and Conditions will be binding on you when you next access the Website after the effective date of the amendment.


You confirm and warrant that all information submitted by you to us, whether via the Website or otherwise, is true, accurate and complete and is not misleading by omission or otherwise.

If you provide any information that is or becomes untrue, inaccurate or incomplete, or we have reasonable grounds to suspect that such information is untrue, inaccurate or incomplete, we reserve the right to suspend or terminate your account and prohibit all future access to the Website.


You are personally responsible for maintaining the confidentiality of your password and other details in relation to your account at all times. You agree to accept responsibility for all activities that occur under your account and notify us immediately of any unauthorised use or any other breach of security in relation to your account. We reserve the right to take any action we deem appropriate upon receiving notification from you of any unauthorised use of your account or any other breach of security.


From time to time, we may place links to websites controlled, owned or operated by third parties ("Third Party Links") on the Website. These Third Party Websites are provided solely for your convenience and to enable investors to assess any better potential investment opportunities.

The inclusion of these Third Party Links on the Website does not constitute our endorsement of these Third Party Links. These Third Party Links are used at your own risk and we take no responsibility for their contents and availability.


You acknowledge and agree that all rights to the Website and all the contents displayed on the Website, including but not limited to, our logo, domain names, documents, images, clips, graphics, data, design, source code, software, and other information (collectively referred to as ("Website Content") are our sole property or of the entities affiliated with us or parties with whom we have contracted.

You may not copy, reproduce, distribute, republish, display, transmit, sell, licence or use any of the Website Content for any commercial or public purposes without our prior written consent.

You are prohibited from creating a link to the Website in any other webpage without our prior written consent.

Any consent we may give in relation to or in connection with the Website Content or Website may be withdrawn at any time without prior notice.


In respect of the use of the Website or any of our services, you must not:

breach these Terms and Conditions, policies and/or any other agreements that you have entered into with us;

post, email, transmit or otherwise publish any comments, materials or content that are offensive, discriminatory, unlawful, threatening, harassing, defamatory or libellous, false, inaccurate or misleading;

act in a manner which is, or post, email, transmit or otherwise publish any content which violates any law, statute and/or regulation, including but not limited to the regulations of the Securities and Exchange Commission of the Philippines;

provide false, inaccurate or misleading information;

post, upload, email, transmit, publish or otherwise make public any unsolicited materials, advertising, promotional materials, chain letters, junk mail, spam, pyramid schemes, or any other form of commercial or non-commercial solicitation or bulk communications whether via email or posting of information on the Website;

post, upload, email, transmit, publish or otherwise make public any private information of any third party, including, without limitation, surname (family name) addresses, phone numbers, email addresses, National Registration Identity Card numbers, passport numbers and credit card numbers; or

post, upload, email, transmit or publish any content or links to content that, in our sole judgment, (a) violates the previous paragraphs, (b) is objectionable, (c) which restricts or inhibits any other person from using or enjoying the forum on the Website and/or the Website, or (d) which may expose us or its users to any harm or liability of any type,

We reserve the right to terminate your account and remove any content or information that you have posted on the Website and/or prohibit you from using or accessing the Website if we have reasonable ground to believe that you have been involved in any of the restricted activities provided above.

We reserve the right and absolute discretion to remove, screen or edit any content posted, stored or uploaded on the Website by you at any time and for any reason without any notice.


To the extent permitted by law, the Company, its affiliates, officers and employees shall not be liable to you for any special, incidental or consequential loss or damage arising from your use of the Website or any information contained in it.


You agree to indemnify and hold harmless the Company, its affiliates, officers and employees from and against any and all claims, losses, expenses, demands or liabilities, including solicitors' fees and costs that we have incurred in connection with any claim by a third party (including any intellectual property claim) arising out of or in connection with any comments, material or contents that you submit, post or transmit through the Website, or your use of the Website in violation of this Terms and Conditions or in violation of any applicable law. You agree to indemnify and hold harmless the Company, its affiliates, officers and employees from any claim arising from a third party's use of the comments, materials or content of any kind that you post or submit on this Website.


You agree that you use the Website at your own risk. We do not provide any financial, investment, legal or tax advice or recommendations to potential investors wishing to use our Website. Investors should make their own assessments of any investment opportunity our Website and should seek independent advice before committing to any investment.


You consent to receiving communication from us electronically and you agree to the Company use of electronic communication to enter into agreements and communicate with you in accordance with the existing laws and regulations.


These Terms and Conditions shall be governed by, construed and enforced in accordance with the laws of the Philippines.


If you have any comments, questions or concerns about material which appears on the Website or these Website Terms of Use, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it..